Risk is a part of life. It’s how you deal with it that counts. While most of us immediately think of managing risk in terms of insurance, it’s important to recognize the need to protect yourself in a full range of areas. This includes both unforeseen events close to home and the fallout from financial and market conditions that might seem far away. Your CPA/PFS can:

• Point out areas of your plan that would be most susceptible to risk

• Describe the types of risks in your investment portfolio

• Suggest ways to manage risks — avoiding, reducing or sharing

• Help quantify the impact of loss of income or assets

The point isn’t to be afraid; it’s to have a plan in place that offers as much protection as you need to weather a storm. And who better to talk about risk in a clear, levelheaded way than an objective CPA Personal Financial Specialist?